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How to Cancel a Subscription on iPhone: The Complete Guide

Cancelling a subscription on an iPhone should take thirty seconds. In practice people spend twenty minutes hunting through Settings, then give up, then get charged again. The reason is that "cancel subscription" is not one procedure — it is three, and which one applies depends entirely on who took your money , not on which app you used.  This guide covers all three routes, plus what to do when a charge appears that you cannot trace to any of them. First: find out who is actually billing you Every recurring charge on an iPhone falls into one of three buckets: Apple billing. You subscribed inside an app, through the App Store. Apple is the merchant, your receipt comes from Apple, and you cancel in iOS Settings. Direct billing by the company. You signed up on the company's website with a card or PayPal. Apple never touched it. You cancel on their site. A third-party store or platform. Google Play (if you also use Android), PayPal recurring payments, Amazon, or a r...